my benefits

Benefits that reward your wallet

The JCPenney Credit Card takes shopping to the next level—earn $10 JCPenney Rewards, enjoy special savings and bonus points events, receive special gifts and more.

My JCPenney Rewards Benefits

 

My JCPenney
Rewards Benefits

 
Platinum Card

JCPenney Platinum Credit Card

Gold Card

JCPenney Gold Credit Card

Red Card

JCPenney Credit Card

Rewards Card

JCPenney Rewards Card

$10 JCPenney Rewards*

Get a $10 JCPenney Reward for every 100 points earned in store and at jcp.com—up to 10 each month when you use your JCPenney Credit Card.

$10 JCPenney Rewards*

$10 JCPenney Rewards*

$10 JCPenney Rewards*

$10 JCPenney Rewards*

Perks§

Buy the minimum required amount of shoes and bras, and you can earn extra benefits!

Perks§

Perks§

Perks§

Perks§

Bonus Points

Earn more with special bonus points events during the year.

Bonus Points

Bonus Points

Bonus Points

Bonus Points

Exclusive Offers

Enjoy exclusive coupons and offers throughout the year.

Exclusive Offers

Exclusive Offers

Exclusive Offers

Exclusive Offers

Savings Events

Enjoy special savings events for JCPenney Credit Cardmembers.

Savings Events

Savings Events

Savings Events

 

Special Promotional Financing**

Available on furniture, window treatments, in-home custom decorating, fine jewelry or watch purchases when you use your JCPenney Credit Card.

Special Promotional Financing**

Special Promotional Financing**

Special Promotional Financing**

 

Birthday Gift

Receive a special gift for your special day!

Birthday Gift

Birthday Gift

 
 

Passbook Deals

Get a passbook with special offers and discounts.

Passbook Deals

Passbook Deals

 
 

Special Gifts††

Receive $10 or $15 coupons during the year.

Special Gifts††

Special Gifts††

 
 

Free Shipping

Take advantage of free shipping events.

Free Shipping

 
 
 

You must spend $500 or more on merchandise or services with your JCPenney credit card over 2 or more unique shopping days in a calendar year to earn or maintain JCPenney Gold Status. Spend $1,000 or more on merchandise or services with your JCPenney credit card over 2 or more unique shopping days in a calendar year to earn or maintain JCPenney Platinum Status. The JCPenney Gold/Platinum benefits are available only while you are a resident of the 48 contiguous United States, Puerto Rico and Alaska. For complete details, visit jcp.com/credit or your local store. Cardmember benefits are subject to change or cancellation at any time without notice. *Earn one point for each dollar spent on qualifying purchases. Maximum of one $10 JCPenney Reward per month when qualifying purchases are not made with a JCPenney credit card. Rewards points must be accrued on a monthly basis for qualifying purchases. Rewards points expire at the end of each month. Expiration date for each $10 JCPenney Reward is located on the certificate. JCPenney Rewards program is subject to change or cancellation at any time without notice. §Effective September 2014. See jcpenneyrewards.com or a store associate for details. **See a JCPenney team member in store for details. †Offer available to JCPenney Platinum and Gold credit cardmembers who are residents of the 48 contiguous United States, Puerto Rico and Alaska. Cardmembers must make at least one purchase with their JCPenney credit card within the last twelve months. The account must be in good standing at the time the birthday offer is issued and have a birthday on file. One offer per account. ††Gold cardmembers will receive a $10 coupon and Platinum cardmembers will receive a $10 or $15 coupon. Coupons may have minimum purchase requirement. See full terms & conditions.

Make the most of feel-good benefitsWith Your JCPenney Credit Card

The First Step to a Bigger RewardRobe

See how a JCPenney Credit Card can pump up the rewards! Spend $500 or more on your JCPenney Credit Card in at least two shopping days in a calendar year and we'll upgrade you to Gold.

Membership Is More Glamorous With Gold

Spend $500 or more on your JCPenney Credit Card in at least two shopping days in a calendar year to maintain Gold status

It Doesn't Get Better Than Platinum

Spend $1000 or more on your JCPenney Credit Card in at least two shopping days in a calendar year to earn or maintain Platinum status


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